Business Insurance

Your business is your life. We'll help you protect it with the best Insurance for your Business.

If your business is important to you, then protecting it against unforeseen loss must be Priority 1. That's why we take the time to learn everything about your business - your risks, exposures, staffing, etc. - before recommending the best business insurance policy for you.

Whether your business type is Service, Retail, Manufacturing, Contractor, Home-Based, Financial Institution, Wholesaler, For-Profit or Not-For-Profit 501(c) we can help!

Then we comparison-shop among our carefully selected group of financially sound, reputable insurance companies, making sure we place your business insurance policy with the carrier that provides the best coverage for your needs... at a competitive price.

And we'll always make sure you get every discount you and your business are entitled to. We may discover significant savings you didn't even know you were eligible to receive. Now that's a Heritage small-agency service advantage... for small businesses like yours!

Types of coverages offered:

  • Commercial Property/Inland Marine/Builders Risk
  • Commercial General Liability
  • Workers Compensation
  • Business Automobile
  • Commercial Umbrella / Excess Liability
  • Surety & Fidelity Bonds
  • Cyber/Data Breach Liability
  • Employment Practices Liability / Fiduciary Liability
  • Professional / Errors and Omissions Liability
  • Pollution Liability
  • Directors & Officers Liability

Some of the leading insurance companies we represent:

  • Travelers
  • Nationwide/Harleysville
  • Chubb
  • The Hartford
  • Liberty Mutual/Ohio Casualty
  • XL Catlin AXA Insurance
  • Farmers Foremost
  • Progressive
  • USLI

Unique rating system

Our exclusive Heritage Insurance Services rating system enables us to make instant rate comparisons of America's finest insurance companies... so you won't have to shop around for your best deal.

Hassle-free policy issuance & coverage activation.

We've designed our rate quotation and coverage placement systems to work as quickly and with as little hassle as possible.

Once you've received your quote and decided to protect with Heritage, your billing (in most cases) will come directly from the insurer within about 15 days. The actual policy will be sent to you either electronically or by first class mail.

Smooth claim handling.

As a Heritage client, you'll find it remarkably easy to file and pursue a claim. If you suffer a covered loss, call Heritage or your insurance carrier to report it. We will participate in the claims process between you and the carrier to help ensure a fair settlement for you.

It really is that simple when you protect with Heritage!

Quick Quote

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