Heritage Insurance Services umbrella insurance policies protect you from liability that exceeds your standard insurance policies, this includes your homeowners insurance or car insurance. This policy protects you so that when you exceed the liability limits on a standard insurance, the umbrella policy limits will cover you depending upon the loss.
Umbrella insurance provides coverage for injuries, damage to property, certain lawsuits, and other personal liability situations. Each umbrella policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella insurance insures you above and beyond the limits of those policies and, in addition, it covers some situations that aren't covered by the other types of policies you have. All umbrella policies are subject to exclusions.
We're happy to answer any umbrella insurance questions you might have. And, we can give you a quick quote today.